5 Simple Techniques For 債務舒緩成功率 - 【iva1.top】
5 Simple Techniques For 債務舒緩成功率 - 【iva1.top】
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人生路上，總有充滿各式各樣的挑戰與難關。萬一遇上周轉困難，陷入來自銀行及其他財務機構的債務泥沼，無力償還但不想走上破產之路的你，其實還有一個可行方案，助你以一個較低利息及可負擔方式來還清債務，這便是債務重組，或又稱為結餘轉戶方案。
服務承諾 網上支援 精選產品 換領現金券流�?常見問題 條款及細�?編輯守則 廣告合作 廣告政策 私隱政策 加入我�?媒體報導
是兩種不同的財務處理方式，它們在多個方面有所不同。以下是兩者的主要區別：
網上申請特快服務承諾：於任何辦公日中午前遞交網上申請，將有專人於當日跟進
維持專業資格和工作：進行債務重組的個人或企業可以繼續擔任管理層職位，並保持專業資格，例如會計師或律師。同時能夠繼續經營生意，保持收入來源，相對更容易脫離困境。
日常生活：破產可能對個人生活產生更大的影響，包括居住地、交通工具等方面的變化，而債務重組的影響通常較小。
An IVA functions as a proper option to bankruptcy, allowing you to succeed in an amicable settlement with all your creditors with no anxiety of professional sanctions remaining taken from you.
Your competent insolvency skilled will then place collectively a proposal to get in your creditors. Giving your creditors accept your proposal, you’ll start off building regular payments towards your personal debt. The corporate taking care of your IVA will divide People payments in between your creditors.
You may count on it to take about 6 months to set up an IVA. This will depend on how sophisticated your problem is, how swiftly you deliver the required proof to your insolvency practitioner, and no matter if any creditors desire to change the 債務舒緩收費 phrases from the proposed system. This really is based on the Personal debt Guidance Basis.
本會一直以來致力協助香港不同人士處理債務問題，減輕債務人和家庭成的債務和心理壓力。債務的出現可以有多種因素，包括家庭經濟壓力、不當的理財方式、不良的嗜好或習慣等。不論你是因為什麼原因而導致債務問題的出現，本會都希望能夠根據你的獨特需要，協助你真正解決問題，讓你可以儘早重過新生活。
此外，欠債人於申請過程中所花的雜費，如影印費、刊登法律通告費、郵遞及車馬費等，則屬實報實銷。最後，欠債人亦須支付法庭收費，此乃劃一收費。
A similar might be explained for people today attempting to safeguard their income, since an IVA is particularly suited When you are inside a occupation that prohibits drp personal bankruptcy to be a debt Answer, for example accountants, financial institution staff 債務重組收費 members, legal professionals, civil servants, Armed Providers staff, Prison Officers and Law enforcement Officers.
An IVA should be create by a professional insolvency practitioner. An insolvency practitioner is knowledgeable that's accredited that will help people today in economical issue.
只要申請人的信貸評級不算太差，一般都會獲批。如申請人的信貸評級未如理想，所批出的利息一般會較高